Saturday, January 15 is the last day for Kentuckians to purchase federally subsidized health insurance through Kynect, the state’s online portal.
The system many call “Obamacare” has two more insurers than this year and its first coverage for vision care. In addition, some people will find the coverage cheaper, thanks to larger federal grants.
Registration open on kynect.ky.gov for January is closed, but registration for coverage starting February 1 is available until January 15.
On the site, Kentuckians can compare options, apply for coverage and complete their enrollment on a single platform, even though they are eligible for Medicaid, which covers around a third of Kentuckians.
The “Kynectors”, which help Kentuckians register for coverage on Kynect, are available free of charge in every county to answer questions and help people register for coverage.
The main insurers offering a subsidized plan are Anthem, in each county, and CareSource, in 100 of 120 counties. A few counties have new insurers; Ambetter in WellCare in six western counties and Passport Health Plan in Molina in Jefferson, Oldham and Bullitt counties.
Fourteen counties have only Anthem plans to choose from, up from 26 last year. Most are small and rural, but they include Warren County, the heart of the metropolis of Bowling Green, the third largest city in the state. Warren and eight neighboring counties also had Anthem as their only pick this year.
For the first time, Kynect has a vision plan. VSP Individual Vision Plans offers a comprehensive eye exam by a network physician, an eyeglass frame allowance, and lens enhancements, such as progressive lenses.